Superannuation is the government’s preferred vehicle for retirement.

Currently, you are entitled to significant tax relief by using superannuation as your investment vehicle. Remember that superannuation is simply a tax effective entity; it is not an investment in its own right.

The tax benefits afforded to superannuation include: 15% tax on investments, tax deductions for concessional contributions into super (up to maximum limits for your age), and a tax free environment if you are age 60 and retired.

There are many other incentives available through super and we use it as a vehicle, to not only help our clients to fund a dignified retirement, but also to hold personal insurances (until such time as it is uneconomical).

The super laws and legislation are continually changing, and we are required to keep our eye on the changes and to provide relevant and up-to-date information to our clients.

Most of our clients understand that super is the primary vehicle for retirement, however most clients want choices as to when they retire. Waiting until 60 or 65 is not very appealing to some of our younger clients.

We teach our clients that superannuation is their primary investment vehicle, and the work that we do (outside of super) allows them to retire earlier.